E-CPA Newsletter

Savvy Holiday Shopping
The holidays are a fun and exciting time of year, but they can also cost you more than you expected. You don't have to bust your budget to show how much you care. Here are some tips for reining in spending while partaking in the spirit of the season.

> Listen to the Podcast -
http://www.moneymattersnj.com/story.cfm?sid=13565

> Inexpensive Holiday Gift Ideas -
http://www.moneymattersnj.com/story.cfm?sid=13553

> Smart Tips About Gift Cards -
http://www.moneymattersnj.com/story.cfm?sid=13554

> Five Ways to Save on Online Shipping Fees -
http://www.smartmoney.com/spending/deals/5-Ways-to-Save-on-Online-Shipping-Fees-23480/

How To Set - and Keep - Your Financial Goals
What's on your wish list for the future? Do you dream about taking a special vacation, buying a home or retiring to a seaside location? With the proper planning, it's possible to reach many or all of your goals.

http://www.moneymattersnj.com/story.cfm?SID=13557

Reminder: 2009 Financial Fitness Calendar Available
The New Jersey Society of CPAs just released its 2009 Financial Fitness Calendar. This FREE calendar serves as an easy-to-follow resource guide, with handy tips and tools for improving your financial health. Get your free copy today!

http://www.moneymattersnj.com/resources/calendar.cfm

Can You Find Credit Relief With Debt Consolidation?
When your credit becomes difficult to manage, it can be tempting to simply declare bankruptcy and hope that everything works out down the road; however, this is the exact wrong thing to do.

http://www.moneymattersnj.com/story.cfm?sid=13524

Additional Headlines

* Making Gifts to Family Members Can Save Taxes -
http://accounting.smartpros.com/x63736.xml

* Questions to Ask About Service Contracts -
http://www.moneymattersnj.com/story.cfm?sid=13555