E-CPA Newsletter - December, 2009

Holiday Shopping Tips
Many people have tightened their belts during the last year because of the troubled economy, but that doesnít mean you have to miss the joy of giving presents to loved ones or indulging in the celebrations. There are several steps you can take to ensure that you be a savvy shopper, even during what can be a costly time of year.
http://www.moneymattersnj.com/story.cfm?sid=14416

Debt Management Mistakes to Avoid
Most people carry some debt, whether it's a credit card balance or the money they owe on a car loan or home mortgage. Debt is not necessarily a bad thing, but it can become a problem if you allow it to spiral out of control.
http://www.moneymattersnj.com/story.cfm?SID=14415

Five Questions to Ask When You Join a Gym
As the new year approaches, many people will resolve to lose weight or get into better physical shape. Before you sign up, however, ask these questions to ensure you spend your money
http://www.moneymattersnj.com/story.cfm?SID=14414

10 Important Facts About the Extended First-Time Homebuyer Credit
If you are in the market for a new home, you may still be able to claim the First-Time Homebuyer Credit. Congress recently passed The Worker, Homeownership and Business Assistance Act Of 2009, extending the First-Time Homebuyer Credit and expanding who qualifies.
http://www.moneymattersnj.com/story.cfm?SID=14439

Don't Get Scammed When Making Travel Plans
There are a number of scams that unsuspecting travelers can fall victim to if they are not careful.
http://www.moneymattersnj.com/story.cfm?SID=14413